Be careful. I almost jumped ship to another insurer about 18 months ago but inertia, disorganisation and laziness led to an autorenewal and thank God it did, because about a month later Iggy almost died from a hitherto undiagnosed congenital liver problem that needed major surgery to correct, which any new insurer would probably have deemed a pre-existing condition, leaving me with a £12k vet’s bill.
Make sure they cover any ongoing illness AFTER renewal, as a lot of insurers will pay out, right up until the renewal date, then shut the claim down. You want an insurer that will pay out for the duration of any illness, NOT just until the policy renews, as you can be left with some huge bills if one of them gets a long term illness.
a MultiStrada (as Pete said) 1100DS, but also an "S" just to complicate things, so Ohlins suspension front and back and a few carbon bits. It's a one-owner bike, and i couldn't have bought it from a nicer, straight-down-the-line person which always helps me make my mind up when the early inspection dust settles.
Is there still a red telephone box on the harbour side in Polperro? My late mum collapsed in that in August 1987. She was on holiday at the time and when she called to check all was ok back at home I told her I’d bought a motorbike (a DT125). She was extremely relieved when it ended up at the bottom of the local canal a few weeks later.
Went to witness the 2pm show of the Silver Swan at the Bowes museum in Barnard Castle I’m glad it was free entry.
Not an over payment as such but I've had a couple of small rebates over the last few years. A cheque always arrives in the post in the first week of February.
I'd be more impressed if they could actually get it right; as nice as it is, the refund is only your money that they've borrowed for a year without your permission. I was in a position where they under collected on a regular basis, and then send you that snotty letter saying you have not paid sufficient tax; no, YOU have not collected it properly, I don't get sent it until you've had first dibs. Sort your collection system out!
Last year I was ill advised and paid an incorrect amount to HMRC HMRC graciously reminded me of this error not by phone call, not by text message, not by email, no by second class post. Late payment incur costs calculated on a daily basis, the bastards.
Had a phone call from an old friend this morning, one of our old gang was found in his car unresponsive and it turns out he had had a massive heart attack and been there some time. He’s in intensive care now but it’s not looking good apparently, he’s only 58.