Buying Insurance For New Panigale

I have always found Bemoto to be reasonably good

 

Bemoto are the best I’ve used

 

Imho got cheapest brand you recognise. They will all try and f*ck y0u over in a claim anyway.

 

The excess on the MCE isn’t too bad, they wanted that for my KTM 790 and I is very much older than you is . As bladders stated they all very much of a muchness.

 

Just make sure they get no easy get out like undeclared mods

 

I would go with the highest excess lowest premium you can for the first year, and just be REALLY careful. I know it sucks having high excess but even in my situation where my panigale was £250 to insure, the excess has only just dropped to £300 total....

One thing I'd say if you can afford it is fit BikeTrac, ironically it probably won't lower your premium, mine was the same with and without, but twice as many firms would quote me with it on (and it came fitted to the bike) where as my mate has recently bought a 748R and also found that if he installed biketrac he had loads more choice.

 

Quite a bike for a newbie, but your money your choice

 

I've never done it but you can also insure your excess separately, might be worthwhile given the values involved.

 

Confused ..not .com .Been looking to buy a V2 but no insurance company would quote me (age,London) , so as I still fancy a change from my SuperSport and the BMWS1000RR seems to get good reviews thought I would try for a quote, no problem , on a 4 bike policy £1600 , I know that’s not cheap but for my age and London that is not much more than I pay now. So a 200hp BMW get a ‘reasonable’ quote, 155hp Ducati no quotes at all. Go figure.

 

Maybe a daft question, but have you ever ridden a sportsbike? Have you ever ridden a twin cylinder bike? What do you intend to use it for, for the commute, around town or a blast in the country, trackdays etc? Have you thought about the maintenance costs involved running an Italian superbike?

I'm not trying to put you off, far from it, however a big twin isn't going to be the easiest bike to ride, certainly not your first big bike compared to the IL4/triple alternatives. And being a Ducati it's going to be more expensive to maintain over other similar bikes, nowhere near as much as they used to be but still notably more expensive than their counterparts.

I admire you for jumping straight in, I did the same (I won't tell you how that ended though), as others have said it's your £££ so you can do what you want with it.

Enjoy!

 

First bike was a street triple and I used MCE as they were dirt cheap, sadly they left me stranded with a flat tyre when they couldn’t get anyone out to me despite having their breakdown cover and in my third year I swapped the triumph for a Duc four months into the policy having paid the year up front they gave me sweet fa back. I’m now with BEmoto.

I’d agree with others and go for the cheapest, ride carefully and assume that if you have to claim they will likely try and screw you over......

have you got the prices online through a comparison site ? If yes don’t be surprised if Ducati insurance ask you to confirm your previous bikes and if they aren’t comparable to the 959 they may not honour the quote - they did that to a mate of mine who was after a V2.

im interested in what you’ve been riding for the last couple of years ? I looked at a 959 / V2 but got a SupersportS which in my world is plenty for honing around on at weekends.

 

I think you are confused about the age. I am 76, I passed my test in 1960, I started on a 500 Gold Star. Followed by a Vincent, more recently, just covering the last 20 years, an R1, Hayabusa, CBR600rr, KTM1290, too many Triumphs to mention. Currently own a MK1 Speed Triple, MT07, Ducati 2018 Supersport S and Monster 821.