1200 3rd party warranty cover - playing it safe

I believe you can get a third year's warranty from ducati within 18 months of purchasing a new bike - for around £300. Is that right?

 

I just got a renewal quote for my Mutley (11 plate) from Warranty Direct. £590. last year I paid £350 with them. Mate with 848 Evo Cosre SE paid £199 for 3 rd year. So what does that tell you? They have more warranty work for Mutley's

 

Nope. It tells you they have a model which is cheap to acquire, then push margins up over the renewal terms. Once you have it, you see value it in and are more unlikely to cancel

 

Higher risk and more margins, in theory the AP one will have just had a service etc, whereas the warranty onecould be about to blow up...

 

damodici is your warranty for year 3 to end point year 4 from first registration? Or as mine was last year, from the manufacturers warranty end to end of year 3?

 

Thanks. Warranty Direct dropped it down to £380 after the, 'i need to speak to my manager' normal blah blah. Will do same as you and ring AP.

 

It looks like the right place yes, I just got the paperwork with my bike and didn't deal with them personally as was arranged by Riders. Same logo, phone numbers and address details.
Hopefully they offer a similar price going direct as they do for through a dealership/bike purchase. For reference mine is a 2012 plate with 2K miles on it.

Modifications are not covered even if dealer fitted, unless you specify them at the time of the policy and will not be replaced if they fail if not listed. Thinking things like if say dealer fitted a set of Termi's or something similar and I didn't declare them - it doesn't seem to stipulate that ALL the warranty is then void like an insurance policy would be in the event of a crash etc. Probably best to put everything back to standard if going in for work (related or not) to save any arguments I guess.

Obviously (touch wood!) I haven't actually dealt with them to go through a claim or anything so can't speak for their service/wiggle out of claims etc.

 

Looking at it, the bike MUST have proof of service history to qualify so you may be right there, they may be more expensive for those without.

 

The fact that people feel obliged to mitigate risk with this product speaks volumes in itself. Of all my other bikes , extended warranty was never a discussion point between owners. Admittedly I refreshed my bike after 8 years of owning that from new, so this may be indicative of all modern bikes now ? Does not feel like progress to me.

 

I understand from my dealer that the Ducati extended is now available up to 23 months from purchase.. I agree with Psy69, why do we spend 15K then discuss additional "insurance" against failure.

 

Because mechanical things break.

And these days mechanical things are so complex, they are expensive to fix.

 

Nothing is fixed (as in mend) these days. Everything is modular and is replaced, so complexity is really a none issue in terms of repair. That aside, it does not explain the thought behind being psychologically compelled to extend warranty. My car cost more and is also mechanical and complex(?), though I don't feel a nagging need to extend a warranty as I do with this bike. Not saying its wrong , or anyone is bonkers for doing so, more that its the first bike that has seriously made me think about extending.

 

Lot more to go wrong on many of today's bikes with ABS, DTC and Skyhook on Multis - and parts prices are very high. I had a rear accelerometer replaced under warranty (unnecessarily as it turned out because the problem was the cable routing!) and the part alone cost £600! So better safe than sorry. Would I go back to a more basic, slightly cheaper-to-run Jota? Not in a million years. But I will buy a third year of warranty cover!