Insurance-auto Renew-don’t Do It!!!

You have to stipulate do not auto-renew my policy. It even states on the paperwork if you didn't state it that they will auto-renew. Who actually were you with?

 

And the flip side for my wife’s recent car renewal was no one could get near the auto renewal quote. The moral is always start looking around about 3 weeks before renewal.

 

FYI. Not a huge issue, but when I had Carole N insurance, I didn't get any no claims added. I queried it and of course it was my fault, they had told me when I took out the policy...hmm....

It might be different with your policy.

 

So I got a quote last week 134 quid which I then took out online. I mistakenly said I had 10 years no claims but in reality I had 0 years no claims. Rang them right after taking out the policy expecting a big difference. There was a difference. 6 Pounds less!

 

Interesting! Some companies charge more than that to protect your no claims bonus each year. Insurance seems a smoke and mirrors industry.

 

Same here for my Exige this year - always check but it was cheaper than last year

 

Exactly what I'm thinking. Years ago my house mate and I were using the same insurance company, similar cars, similar age, same job, same address. Mine went up at renewal, his didn't. Loyalty certainly doesn't pay.

 

I guess (and do guess) that if they see "auto-renew" checked at renewal time, it's party time and drinks all round!

 

I

I ring around every year to try for a lower price for the same coverage and usually find one. If I don't, I call my current insurers back and say that I've been offerred the same coverage as them but for £20 less. Its never failed until this year, when the guy said he didn't know how I'd got the price I had last year! So he agreed to zero increase. I said I'd let him know.

I have some smoke and a mirror too.

 

It's just the effort and for what? I have 4 bikes to insure and it takes ages just to give them all the details. Sometimes it's better to have them all on one policy, this year it's 3 and 1. Highly annoying and so unnecessary.

 

I've found the confused site the cheapest recently, worth checking them when doing the rounds

 

I've just been through this renewal nonsense. Last year £197 renewal quote £321! All circumstances the same £600 excess. Wasted lots of time getting quotes £283 was cheapest. Called up Bennetts and they changed companies and reduced premium to £252 with £350 excess. So I ended up staying with them. But I can't understand how the premiums have jumped up in a year.

All modern businesses are chasing the new customer. All wil try and rip off existing customers especially if they hold your card details. They are just hoping for people that are lazy.

 

Every time i get my email for renewal (carole nash) i always ring them and discuss the policy renewal price and it always ends up cheaper then the email price!!

 

" Competitive " doesn't even enter their heads ..... it's not on the script , at least not until they sense that they
might lose a customer .

It's exactly the same sketch with energy suppliers , and savings accounts with " headline rates "
anyone who thinks that loyalty will deliver a fair renewal quote is going to get their pants pulled down .

Renewals is their bread and butter .... it requires zero effort on their part .
Any hard work they do is entirely aimed at getting new business .....
......just my two mongos worth ....