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Insurance For A Born Again Biker

Discussion in 'Insurance - Sponsored by Ducati Insurance' started by West Cork Paul, Aug 14, 2018.

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  1. Can anyone in Ireland make a suggestion as to where I can get insurance from please?
    I've had a full licence since 1978, been riding and insuring bikes (claim free) since then until 7 years ago. I tried Carole Nash Ireland (who I used to get my insurance through) only to be told they won't insure me unless I have 2 years experience and have proof of no-claims dated within the last 5 years! Duh...... I've 40 years experience but apparently I have to have been riding in the last 2 years.
    I've fixed up my 1999MY 748 (which had been languishing unused for the last 7 years) and now want to ride her again.
    Thanks.
     
    #1 West Cork Paul, Aug 14, 2018
  2. Have you tried the normal comparison sites ? I just renewed, and was advised about Bemoto on here, but sadly they were a bit much due to my added extras (exhaust, quick shifter etc etc), so I went through go compare and ended up with Bikesure, who were pretty much half the nearest other quotes, but was all done through Go compare.
     
    #2 Wayne58, Aug 14, 2018
  3. Hiya, I'm facing exactly the same issues due to only riding on circuits for the last few years. I'm based near Geneva and I can't get any of my local places to quote despite them happily taking my money previously. I also have Uk residency and the only place I can get to consider is a specialist broker called Peter James Insurance who are quoting (1098R) £1838.19 all risk with very limited use. As this would mean registering the bike in Uk, on the track it goes. I'm 41 with a similar level of experience and claim history.
    See if they will quote for business in ROI!
     
    #3 JoeC, Aug 14, 2018
    • Thanks Thanks x 1
  4. 1800 quid!?! At 41 years olds is fecking scandalous. :eek:
     
    #4 Wayne58, Aug 14, 2018
    • Agree Agree x 2
  5. Now you know why I was so pissed off yesterday!
     
    #5 JoeC, Aug 14, 2018
    • Agree Agree x 1
  6. No worries, water off a duck and all that ;) Hope you get better quotes dude...:upyeah:
     
    #6 Wayne58, Aug 14, 2018
    • Like Like x 1
  7. Thanks but they only cover the UK. I now live in ROI.
     
    #7 West Cork Paul, Aug 14, 2018
  8. Oh, and this!
    IMG_2098.JPG
     
    #8 JoeC, Aug 14, 2018
    • Dislike Dislike x 1
    • Face Palm Face Palm x 1
  9. I'd say you're gonna have to bend over mate. ROI is significantly worse than UK for insurance I believe. I was recently in the same boat as you (but in UK) with my V4. No chance- got quoted 8450 by MCE :laughing: Sticking to track days!
     
    #9 Mary Hinge, Aug 14, 2018
    • WTF WTF x 1
  10. FFS! 8450! And there was me about to give MCE a call. It seems there's only 5 companies in ROI provide bike insurance and the common theme seems to be 'computer says no'. 'you have to do some compulsory bike training'. I used to be an RAC/ACU trainer until they closed down the scheme!
     
    #10 West Cork Paul, Aug 14, 2018
  11. Call them! They were the only ones that would quote when I did a 'go compare' search. I packed in road riding about 8 years back so I've lost all the NCB I'd accumulated. If I started road riding again I'd have to go back to a 600cc and build it from there. Or pay silly premiums for a big bike- don't think so....
     
    #11 Mary Hinge, Aug 14, 2018
  12. And pray tell, how are you supposed to do riding training if you can’t get insurance ? Sometimes I despair of these people, they just don’t listen to what they are saying. Good luck with your search. Andy
     
    #12 Android853sp, Aug 14, 2018
    • Agree Agree x 1
  13. :-( buy a sub 35Kw (49bhp) bike, provided it doesn't exceed 0.2Kw/Kg (i.e can't weigh less than 175kg) and isn't derived from a restricted larger vehicle, and take some initial basic training was one suggestion. What a chore.
     
    #13 West Cork Paul, Aug 14, 2018
  14. All insurance companies / underwriters don't like covering Ducati's especially if you are getting on in years & also have no "No claims Bonus" I have 4 bikes on one policy [ones a Ducati Scrambler, so 2 Ducati's in all + 2 others] also max no claims bonus, when I bought the Ducati SSS this year the premium almost doubled, even tho' I addled hard with a manager...:eek:
     
    #14 ton-up, Aug 14, 2018
  15. 'especially if you are getting on in years'
    That is a matter of subjective opinion ;-) My body may be ageing but my mind stopped 21. Insurance must be the only business where you can legally discriminate and be ageist and ducati-ist.
     
    #15 West Cork Paul, Aug 14, 2018
  16. #16 Wayne58, Aug 14, 2018
  17. What is what ? The 1999MY 748 mention in #1 by any chance ? Andy
     
    #17 Android853sp, Aug 14, 2018
  18. Oh, ha ha. It's arterial blood, hence I'm sat at home on the laptop with quite a bit of my left leg missing!
     
    #18 JoeC, Aug 14, 2018
  19. Erm no.... :p
     
    #19 Wayne58, Aug 14, 2018
  20. Well that was a bit daft. :rolleyes:

    ;)
     
    #20 Wayne58, Aug 14, 2018
    Last edited by a moderator: Aug 14, 2018
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