So bit of rant. I live in beckenham. Went to look at new flat in Crystal Palace. Distance 4.1 miles in a car from my current home. My insurance for 1200R and 999 fully comp was 1260ish pounds in beckenham when I took it out December. Called insurer to ask how much it would be in Crystal Palace. Was expecting some increase as I am mid term (6 months in to insurance run). Conditions for bikes do not change, private, brick build garage, no commute, trackers, chains basically same as now except different postcode. I also have 7y NCB on this cover, have car with 0 NCB and another policy for scooter also 0 NCB. Increase in premium was 1500 for 6 months. WTF. They basically told me that most insurance companies are pulling out from insuring bikes in London postcodes (BR3 is Kent se19 is London). We are heading for hard times.
Round two i went to do a quick quote online just for 1200R to make it easy. Beckenham 1500 at first hit crystal Palace 2900
crystal palace is at a higher altitude than Beckenham - does that have an effect? also there was big fire in 1936 that may still be having an impact!