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Where is the bike insured? In the UK the offers can be negotiated by the claimant & the insurer. Whilst many claimants accept what they are...
Lean
Its definitely normal for insurance companies to behave like assholes when you need to claim.
Skinny (one at the back)
Wimbledon
Tablecloth
Batman (subtitles)
Reaction
Manual
Live transmission
Capital
Or French
[ATTACH]
Been here an hour and still nothing... [ATTACH]
Spit
Mouthwash
Old woman
Old Faithful
Diamond
Tar