Other than the damage to you, that has to be classed as a result May be not all insurers are sheisters?!
I didn't bang my head during the accident! I'd rather a bucket and spade with some wheelie bins. As this has the same relevance to my form of motorcycling as the aforementioned marketing exercise.
Don't tell the medical assessor that. As far as they're concerned, you hit your head and now want a scrambler, with all the accessories. They'll assess you as mental and you'll get loads of money.
No I won't. This wasn't insured and given the lack of witnesses I'm unlikely to be able to claim from the moped rider.
That's not an issue for us luckily, however if I hadn't been as frugal in the past we may be struggling now. I'll keep this thread going until I'm actually paid out, so people are able to judge the whole service
Earlier today I sent a text to my wife. I really loved riding that bike. It is probably one of the best bikes of all time. Response Good one to end on then, HINT, HINT! X
If you still want to ride then maybe track only would be an option. I know a few folk who have gone that way. Far safer.
Is it that the identity of the moped rider is unknown? Or that there is not enough evidence to establish his negligence?
The later. He did stop when he could have ridden off. Despite my statement that he appeared on the wrong side of a raised traffic island he says another car left the scene and there is an independent witness. I've no idea what people are saying, however the police say smaller road to bigger road would be by default my fault.
If the identity of the moped rider ("D") is known, then you can attempt to bring a PI claim against D (and D's insurance company or, if D is uninsured, the Motor Insurers' Bureau in Milton Keynes) on the basis of D's alleged negligence. At the very least your PI claim is supported by your own evidence, and by whatever D may have admitted or may yet admit. Other info may also turn up. Even if it was argued that there was some percentage of contributory negligence on your part, it would still be worth bringing the claim. If you have not done so already, may I suggest you write out and keep a thorough, comprehensively detailed statement of what occurred as you saw it and as you remember it chronologically, with a map or diagram. If you don't do this, your memory will fade (or it will be alleged it has faded). Do this soon. The PI cannot really be quantified until your medical condition has finally stabilised, i.e. been fully cured, or the extent of any permanent effects has become clear. This might take a year or more. At some point you really need to take professional legal advice, if you have not already done so.
Speaking as a recipient of a claimant off the MIB, it took 4 years to the day to settle my claim in the end I got a lot of money. but I had to work for it. you need to keep a diary of any pain you suffer per day any medication your on, anything your spouse or friends have to do for you because you cant, any travel related to your accident or cost incurred, if you have a decent solicitor they should give you a book to fill in for every day your in pain or incapacitated. Make sure you put every thing down no matter how small or irrelevant you think it is, it all adds up. My claim is settled and part of the claim was for future operations to replace my knee or if it comes to it getting a prosthetic leg. that's why you need to note every thing, so they can predict what will happen in later life.
AC, if the other person was not insured then surely he shouldn't have been on the road, ergo its can't be your fault ? Is the excess included in that sum ? p.s. hope your getting better.
