I know the feeling, I had my 748 about 7 years ago and I just found it financially draining but actually rather than then chopping 3 bikes in 3 years I should have just kept the 748 and taken it off the road for a year while I got it paid off and then would have been in a better position. Of course, that said. I have had a lot of great experiences on bikes and like them a lot, I really liked my Daytona 675 which I had for 3 years, until I realised that everything I liked about it was because I liked Ducati's so went and bought the 848 Evo. I love it, but I suspect that I would be silly to say I will keep it forever as the 899 is deffo on the cards in 3 years.