I think that you can do that with HSBC but as my account is blocked for a pastime, meaning a visit "to my nearest branch" then I given up.
I thought you could pay cash and cheques into any bank account at your local post office. For cash you just present your bank debit card and get a receipt confirming the deposit, and the cheques go in an envelope (specific to your bank) provided by the post office. You also include a paying in slip and write your account no and sort code on the envelope. Post office issue proof of postage and funds are in your account in a day or so. Did you check to see if your local post office provides this service which I think was introduced to allow access to the clearing banks when all the local branches were closed. For the co-op bank, I think the drugs and hookers benefit only apply to board members, and not regular customers... Mr Bimble.
Well, if HSBC allow that then they keep it a secret. Anyway, I've started the switch and I won't bother stop it. I make even become a serial account switcher! Nat West and Barclays, are ones that I've never bothered with! WHAT!!! If I don't get a hooker and drug benefit then I am off, definitely!!!!
I switch every year and bag the 100-150 pound cash incentives. I have 2 current accounts. One I always keep, all my bills bar 2 are paid out of that. The second one is the switching account. I have 2 direct debits set up. Children's activities for a few quid a month. I pay in the required amount from account 1 every month so get all the benefits they offer. I then transfer back the money from account 2 to account 1. Every year when there is a offer to switch over 100 pound I do that, switching service, no bother. Get the cash, then switch again asap. By the time I made round of all the accounts enough time has passed so I can reapply with one of the previous providers.
Fill in a 10 min application once in a while and get 100 quid for it? That's seems time we'll spend. You must have one hell of a paycheck if that isn't worth your while # Bill Gates?
This, as with most things connected with banks and post offices, has really started to p1ss me off - as has West Ham TV but that is yet another story regarding suppliers doing their level best to NOT to take money. They all seem so much happier to lose business and then moan about it! Gonna stop the switch and transfer to the bank where I started from weeks ago. It seems (according to a table on the Post Office web site) that you cannot do everything with a Co-Op account. So, I will switch back to the Halifax where I was in the first place many months ago. With the Halifax, I can do everything at the Post Office and I still have their app on my phone. I always felt bad on leaving them as the service was good - I just wanted to simplify things - some hope!
I am going to stop it. I tried going back to the Halifax and they don't wanna know. So, I thought that I'll go back to First Direct who I was with years ago. You have to phone 03 456 00 24 24 to open a new current account first before switching. So, I phone and they are f****ing closed! The 24/7 bank illustrated by their phone number! So, feck all this!.. I'm staying where I am! taking a taxi to Stroud is not so bad! Or try Nat West, Barclays, or Loyds. I get the gig now. It is how low you can sink with the banks.
Lloyds won! Because I have so many switches potentially going on, this one might run in to trouble BUT they are head and shoulders above the rest (I didn't try Barclays, though). Nat West were obsessed with seeing some id (even though I am switching, for crying out loud!). Nat West rejected my passport and driving license, so feck 'em. Switching every every year? Sod that! However I end up with then that will be that Forever! Given up giving a feck about the Post Office. I know that Lloyds have branches in towns close to me -within cycling distance - if I could get on a push bike! Now Amazon are sending me emails about electric bikes based on my browsing history rather than women's' incontinence pants or knitting, so things must be looking up!
and get more hassle! On my last switch some of my credit card payments wouldn't work. I discovered that some references on credit card payees are bank sensitive. So, if you just carry over the same details to a different bank, the payment will fail. As I don't feel like doing the bank's work for them, then I will stick. The switch facility IS NOT infallible!
Check the net but I'm pretty certain that Lloyds & RBS are offering a £100 if you switch to them. You probably have to do it online, so if you are going to move account, better to get the money eh?
I've just done Lloyds and I wasn't really looking at incentive -the banks have worn me down!!! But if I get a century out of it then that is a result! My biggest thing was how close is the nearest branch. Lloyds is pretty close and has two winning attributes: 1) no hills anywhere near so very cycleable and 2) next door to a coffee shop! That is assuming that the branch is still there! I know that branch was very small and under pressure. Well! According to Google they are still there!
And just discovered that I can pay in cash and cheques over the counter at my local PO. So, RESULT!!!
I got a Lloyd's account a few years ago. I have never been to a branch yet. I do everything using their app.
