I am trying to convince my friend to get a motorbike. He has had has licence for about 5 yeats but never actually owned a bike other than a 50 and 125 scooter when he was 17/18 I have offered him a good deal to buy my hyperstrada off me when i upgrade to a hypermotard 950 sp. However he wants to test ride it first to see if he likes how it rides. What is the best way to insure a private test ride. Obviously he hasnt got an insurance policy that would cover him third party. Would i be able to add him to my policy for the day for him to test ride the bike? (principal insurance) Anyone have experience of this situation?
Did you try Google: plenty of info there, here's one: https://www.tempcover.com/temporary-motorbike-insurance/one-day
I'd be worried, insured or not, about lending a bike to someone who hasn't ridden for 5 years, never ridden anything above 125 and then saying off you go on a hyper. If I can be blunt, your need for a sale seems to be more important than your friends safety and the possible damage and months of arguing with your insurance company should an accident happen. I maybe wrong but the way it's written, gives me that impression.
Sorry to sound a boring old fart but he probably ought to check out insurance costs on it before buying it. Not ridden for 5 years? early 20s? Only ridden twist & go scooters? It might be prohibitive.
I would send him off to the nearest Ducati dealer and let him road test one of their bikes for a couple of hours on their insurance.
Can't you just go to a car park or industrial estate or something and have a play since he's your mate? I test rode an R1 three months after getting my licence having never rode a bike before and a Panigale a couple months later. He'd have to try hard to crash a hyper.
Bikesure do temp insurance. I loaned my mt10 to a mate for a weekend away. Think it was £90 for a week.
Thanks everyone, think il just send him to a ducati dealer to test drive one. Im not worried about him having an accident, just if someone hit him then im left without a bike. He has not owned a bike since passing his test but he is fairly competent on a bike. As for hyperstrada for a first bike i reckon Its ideal. Its not a difficult bike to ride at all, not crazy fast, good visibility and lots of fun. And the cheapest bike i have ever got an insurance quote for by a long way
